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                • About Us

                Why Choose Axis Max Life?

                Axis Max Life Insurance Limited (formerly known as Max Life Insurance Co. Ltd.) is a Joint Venture between Max Financial Services Limited (“MFSL”) and Axis Bank Limited.
                Axis Max Life Insurance offers comprehensive protection and long-term savings life insurance solutions through its multi-channel distribution, including agency
                and third-party distribution partners. Axis Max Life Insurance has built its operations over two decades through a need-based sales process,
                a customer-centric approach to engagement and service delivery and trained human capital. As per the annual audited financials for FY2023-24,
                Axis Max Life Insurance has achieved a gross written premium of INR 29,529 Cr.

                Here are some of the numbers that speak about our accomplishments.

                99.70%^ Death Claims Paid Ratio

                (Source: Individual Death Claims Paid Ratio as per audited financials for FY 2024-25)

                405 Branches

                (Source: As reported to IRDAI, FY 2024-25)

                ₹2,191,857 Cr. Sum Assured

                In force (individual) (Source: Axis Max Life Public Disclosure, FY 2024-25)

                ₹175,072 Cr. Assets Under Management

                (Source: Axis Max Life Public Disclosure, FY 2024-25)

                More reasons why our customers choose us

                More than a Decade of Securing Future

                  Our Vision

                  At Axis Max Life, we envision being the most admired life insurance company in India by securing the financial future of our customers.

                  We’re on a Mission

                  We are an honest life insurance company, committed to doing what is right.

                  We serve our customers through Long-Term Savings, Protection, and Retirement Solutions, delivered by our High-Quality Agency and Multi-Channel Distribution Partners.

                  We are a business with strong social relevance, and we contribute to society by supporting causes related to health.

                  Awards & Achievements

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                  Recognized by GPTW®

                  Recognized amongst ‘Top 50 Large - India’s Best Workplaces for Millennials’ by GPTW® for inspiring trust among young people
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                  Recognized by GPTW®

                  Recognized amongst ‘Top 50 Large - India’s Best Workplaces for Women’ by GPTW® for creating an environment that promotes camaraderie
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                  Recognized by GPTW®

                  Recognized amongst ‘Large - India’s Best Workplaces in Diversity, Equity, Inclusion and Belonging’ by GPTW®
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                  Digital Transformation Award

                  Awarded the Digital Transformation Award at the prestigious 99th SKOCH Summit and Awards 2024 for the OCI Cloud Journey – Project Akash
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                  Recognized by ET Now

                  Recognized as one of the Best Organizations for Customer Experience 2024 by ET Now
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                  Compliance Team of the Year

                  Axis Max Life’s Compliance Team recognized at the UBS Forums’ Future of Legal and Compliance Summit and Awards 2024 as the ‘Compliance Team of the Year'
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                  Silver - Digital Branding Excellence Award

                  Accorded the Silver - Digital Branding Excellence Award for Smart EDM’s at ACEF Asian Business Leadership Conference & Awards 2024
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                  Critics Special Mention Award

                  Awarded the Critics Special Mention Award for Best Banking and Financial Sector Campaign – ‘The Bharosa Blueprint’ - Fulcrum Awards
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                  ASQ South East Asia Team Excellence Awards

                  Axis Max Life bagged ASQ South East Asia Team Excellence Awards (Gold) Industry & Innovation Winner for Project D2S (Digital to Sales)
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                  Most Innovative Use of AI

                  Clinched bronze for the ‘Most Innovative Use of AI’ at the Financial Express FU Tech Awards!
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                  Swift and Prompt Insurer Award

                  Wins "Swift and Prompt Insurer" Award at ET Now Insurance Summit
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                  Recognized by GPTW®

                  Recognized by Great Place To Work Institute in FY25
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                  International Recognition by SAFA

                  Winner of international recognition by South Asian Federation of Accountants (SAFA) for best presented annual reports for FY23
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                  Environment Excellence Award, 2024

                  Received Environment Excellence Award, 2024 from the  Indian Chamber of Commerce under the silver category amongst the service sector
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                  Quality Awards for P2S Revenue Model

                  Bags Quality awards for P2S revenue model at 19th Six Sigma Competition 2024
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                  Hansa Research

                  Ranked #2 amongst India’s top Insurers in delivering Best In Class Customer Experience in the 4th edition of Hansa Research’s marquee CuES Report
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                  ICAI

                  Awarded for ‘Excellence in Financial Reporting for FY'23' for the second consecutive year at the ICAI
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                  Banking Frontiers

                  Awarded in the Best Claim Settlement category at the Banking Frontier’s- Insure Next awards and summit for the second consecutive year
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                  ACEF

                  ACEF Global Customer Engagement Awards 2024: Gold in Grand Prix Category for Customer Engagement Team of the Year
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                  GPTW

                  Accorded the Laureate honor by Great Places to Work for featuring as one the best companies to work for an incredible 10 years
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                  ET GSA

                  Recognised amongst India’s most sustainable companies at 3rd Times Now Global Sustainability Alliance Summit!
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                  CX summit

                  Recognised for industry leadership in Customer Experience at the prestigious 5th ET Now Customer Experience Summit
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                  ET SHARK

                  Awarded Gold for ‘Sharma Ji Ka Beta’ social media campaign at The Economic Times Shark Awards
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                  Quantic

                  Accorded the Martech Excellence Award for the Best Use of Technology to enhance marketing efficiency in Insurance at by Quantic India
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                  Abby

                  Recognised with a Bronze win for Paid Search Marketing efforts at the prestigious Abbys 2024
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                  League of American Communications Professionals

                  Gold and Platinum spotlight awards for excellence in Annual and Sustainability report 2023
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                  18th Six Sigma National Competition by CII

                  Awarded Silver for project 'Quest', a Gold for the SEWA project, and a Platinum for presenting our ‘Peer to Peer Investment Opportunity (P2P)
                  ET Insurance Awards.webp

                  The Economic Times Insurance Awards

                  Swift and Prompt Insurer of the Year
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                  ET BFSI Exceller Awards 2023

                  Winner for our ‘Peer to Peer Investment Opportunity (P2P) under Diverse Products and Services category
                  MSME Chambers.webp

                  MSME Chamber of Commerce and Industry of India

                  Best Eco-friendly Business Award
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                  ET Brand Equity DigiPlus Awards 2023

                  Silver for Use of Paid Search Marketing
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                  Elets Newgen Insurance Innovation Awards 2023

                  Leaders in Cloud Transformation
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                  Project SEWA (Reducing Customer Grievance)

                  ACEF_SCW.webp

                  Silver Award- Most admired B2C marketing initiative for Super Customer Week

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                  Gold Award- Excellence in app content and social media integration for IATD Seller App In Agency

                  ACEF_Consumer.webp

                  Silver Award- Excellence in consumer insights and market research for IPQ 5.0

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                  Recognized for Digital First Approach at TechCircle's Business Transformation Awards 2023

                  Fulcrum Awards.webp

                  Best Banking and Financial Services Communications Campaign for IRIS (India Retirement Index Study) 2.0

                  CII logo.webp

                  Platinum Award for P2P investment project

                  ET_Kaleido_Corp_Comm_Team.webp

                  Best Corporate Communications Team of the Year at Economic Times Kaleido awards

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                  Most Trusted BFSI Brand 2023 by Marksmen Daily

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                  Awarded Excellence in driving distribution through Digital at the FICCI Insurance industry awards 2022

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                  Recognized by The Economic Times Sustainable Organizations 2023

                  World BFSI Congress and Awards.webp

                  Excellence in claims service and Best production innovation for SFRD at World BFSI Congress and awards

                  E4M pride of India Brands.webp

                  Recognized at e4m Pride of India Brands – North conference and awards 2023

                  E4M Indian Marketing Awards.webp

                  Awarded Silver for Super Customer Week at the E4M Indian Marketing Awards 2023

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                  Awarded Legal department of the year at Biz Asia legal award 2022

                  10th Finance Transformation India Summit.webp

                  Finance Transformation Award at the 10th Finance Transformation India Summit & Awards 2022

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                  Special Mention for Internal Communications at Velocity Awards

                  Maddies 2022.webp

                  Gold in Lead Generation and Data/Insights, Bronze in Most Effective Search Campaign at Maddies 2022

                  ET Insurance Summit 2022.webp

                  Awarded at The Economic Times Insurance Summit and Awards 2022 under the Swift and Prompt Insurer Category

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                  Awarded at Cypher 2022 for Top Domestic Firm using AI/ML

                  Our Commitment to Communities

                  At Axis Max Life Insurance, one of the foremost life insurance companies in India, we believe in contributing to the social and economic development of the society. See how we are making a difference in people’s lives.
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                  Financial Literacy and Insurance Awareness

                  Axis Max Life Insurance is working tirelessly to drive financial literacy and insurance awareness programs for various districts. Our project’s objective was to enroll citizens into government welfare schemes in Haridwar, Varanasi and Purbi Singhbhum districts. In 2023-24, we positively impacted 59000 beneficiaries and reached out 10.5 lakh citizens.

                  Environment Conservation Act - Max Life.webp

                  Environment Conservation

                  We care about sustainability and are working towards conserving natural resources. Our collaboration with the Gurugram Metropolitan Development Authority (GMDA) for the greening of the metro line for 4.25 km has brought a breath of fresh air to the urban concrete landscape of Gurgaon under the Green Gurugram Project. We also partnered with SEEDS (Sustainable Environment & Ecological Development Society) to revive a dried pond in Jharsa village in Gurugram that was overtaken by invasive species and construction waste.


                  Earlier in the year, our employees participated in planting 10,000 trees at the Police Training Academy in Bhondsi village, Gurugram.

                  E rickshaw Kolkata Army Hospital.webp

                  PEHAL - Employee Volunteer Program of Axis Max Life Insurance

                  PEHAL was launched in May 2016 to build a culture of volunteering and commitment to society amongst our employees. The PEHAL Employee volunteering program aims to participate and contribute towards diverse community service initiatives through the effort of employees and agent advisors in the areas where we operate.

                  Show All Stories

                  Meet Our Leaders

                  • Management Team
                  • Board Of Directors
                  Prashant Tripathy_390x340.webp

                  Prashant Tripathy

                  Managing Director & Chief Executive Officer

                  Sumit Madan_390x340.webp

                  Sumit Madan

                  Senior Director & Chief Distribution Officer

                  View All Members
                  Rajiv Anand.webp

                  Mr Rajiv Anand

                  Chairman, Axis Max Life Insurance Ltd.

                  Mr Jai Arya.webp

                  Mr Jai Arya

                  Independent Director, Axis Max Life Insurance Ltd.

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                  Mr Mohit Talwar

                  Director, Axis Max Life Insurance Ltd.

                  View All Members

                  Media and Coverage

                  Catch up with our Latest News Releases, Press Coverage, TV Campaigns, Press Reports, and Much More! Get all the action here!
                  Axis Max Life Partners with Numr to Elevate Customer Experience through Real Time insights and Predictive Analytics
                  Axis Max Life integrates Swiss Re’s ‘Digital Health Underwriting’ solution to elevate the customer onboarding experience
                  Visit Media Center

                  With 24,876 Employees, We are Together Changing the Way Insurance Industry Operates!

                  Want to be a part of this initiative and give a push to your career?

                  Explore career opportunities with us
                  Online Sales Helpline
                  • Whatsapp: 7428396005Send ‘Quick Help’ from your registered mobile number
                  • Phone: 0124 648 890009:30 AM to 06:30 PM
                    (Monday to Sunday except National Holidays)
                  • service.helpdesk@axismaxlife.comPlease write to us incase of any escalation/feedback/queries.
                  Customer Service
                  • Whatsapp: 7428396005Send ‘Hi’ from your registered mobile number
                  • 1860 120 55779:00 AM to 6:00 PM
                    (Monday to Saturday)
                  • service.helpdesk@axismaxlife.comPlease write to us incase of any escalation/feedback/queries.
                  NRI Helpdesk
                  • +91 11 71025900, +91 11 61329950 (Available 24X7 Monday to Sunday)
                  • nri.helpdesk@axismaxlife.comPlease write to us incase of any escalation/feedback/queries.
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                  • MAX FINANCIAL SERVICES
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                  • MAX LIFE PENSION FUND MANAGEMENT

                  BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS

                  IRDAI clarifies to public that:
                  • • IRDAI is not involved in activities like selling insurance policies, announcing
                    bonus or investment of premiums.
                  • • Public receiving such phone calls are requested to lodge a police complaint.

                  IRDAI - Registration No. 104. ARN/Web/13122024 Category: Life. Validity: Valid.
                  Corporate Identity Number (CIN): U74899PB2000PLC045626.
                  Corporate Office: Axis Max Life Insurance Ltd. 11th Floor, DLF Square, Building, Jacaranda Marg, DLF Phase 2, Sector 25, Gurugram, Shahpur, Haryana 122002

                  DISCLAIMERS

                  Axis Max Life Insurance Limited (earlier known as Max Life Insurance Company Limited) is a Joint Venture between Max Financial Services Limited and Axis Bank Limited.

                  Corporate Office: Axis Max Life Insurance Ltd. 11th Floor, DLF Square Building, Jacaranda Marg, DLF City Phase II, Gurugram (Haryana) - 122002.

                  Operation Center: Axis Max Life Insurance Ltd, Plot No. 90C, Udyog Vihar, Sector 18, Gurugram (Haryana) - 122015.

                  Customer Helpline: 1860 120 5577 (9:00 A.M to 6:00 P.M Monday to Saturday) * Call charges apply.

                  Online Helpline - 0124 648 8900 (09:00 AM to 09:00 PM Monday to Saturday).

                  Fax Number: 0124-4159397.

                  Email ids: service.helpdesk@axismaxlife.com

                  Website: www.axismaxlife.com

                  Axis Max Life Insurance is integrated with licensed NBFC FinVu (Cookiejar Technologies Pvt. Ltd. for sharing policy details with regulated Financial Information Users within the Account Aggregator ecosystem after obtaining the Policy holder's consent. Read more about Account Aggregator framework here

                  *Life insurance coverage is available in this product. For more details on risk factors, Terms and Conditions please read the prospectus carefully before concluding a sale. You may be entitled to certain applicable tax benefits on your premiums and policy benefits. Please note all the tax benefits are subject to tax laws prevailing at the time of payment of premium or receipt of benefits by you. Tax benefits are subject to changes in tax laws.

                  Insurance is the subject matter of solicitation. For more details on the risk factors, Terms and Conditions, please read the sales and rider prospectus carefully before concluding a sale. Tax benefits are eligible for tax exemption on fulfilling conditions mentioned under Section 10(10D) of income tax act 1961. Tax exemptions are as per our understanding of law and as per prevailing provisions of income tax at 1961. Policy holders are advised to consult tax expert for better clarification /interpretation. Please note that all the tax benefits are subject to tax laws at the time of payment of premium or receipt of policy benefits by you. Tax benefits are subject to changes in tax laws. The monthly Income Benefit and Terminal Benefit may be taxable subject to extra premium being loaded at underwriting stage.

                  Celeb disclaimer (if images being used):

                  The Brand Ambassadors as depicted herein, have endorsed only the Axis Max Life Insurance Products and are not in any manner endorsing Axis Bank Limited and / or any other Bank Partner of Axis Max Life Insurance and do not have any kind of association or relationship with Axis Bank Limited and / or any other Bank Partner of Axis Max Life Insurance

                  Disclaimers for Market Linked Plans & Saving plans:

                  THE UNIT LINKED INSURANCE PRODUCTS DO NOT OFFER ANY LIQUIDITY DURING THE FIRST FIVE YEARS OF THE CONTRACT. THE POLICYHOLDER WILL NOT BE ABLE TO SURRENDER/WITHDRAW THE MONIES INVESTED IN LINKED INSURANCE PRODUCTS COMPLETELY OR PARTIALLY TILL THE END OF FIFTH YEAR.

                  Unit Linked Insurance Products (ULIPs) are different from the traditional insurance products and are subject to the risk factors. The premium paid in the Unit Linked Life Insurance Policies is subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. Axis Max Life Insurance is only the name of the insurance company and Axis Max Life Online Savings Plan (UIN: 104L098V06) is only the name of the unit linked life insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns. Please know the associated risks and the applicable charges from your Insurance agent or the Intermediary or policy document of the insurer. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these funds, their future prospects or returns.

                  Axis Max Life Online Savings Plan is a Unit Linked Non Participating Individual Life Insurance Plan (UIN: 104L098V06)

                  *1The aggregate annualized premium should not be more than 5 lakhs (one or more policies put together) for non-linked non-par savings insurance plan in any given year of policy term to be eligible for Section 10 (10D) exemption.

                  *3All claims that qualify for InstaClaim will be paid within 3 hrs from the date of submission of all mandatory documents else Axis Max Life will pay interest at prevailing Bank Rate as on beginning of Financial Year in which claim has been received for every day of delay beyond one working day. Interest shall be at the bank rate that is prevalent at the beginning of the financial year in which death claim has been received. Mandatory Documents: Original policy document; Original/attested copy of death certificate issued by local municipal authority; Death claim application form (Form A); NEFT mandate form attested by bank authorities along with a cancelled cheque of bank account passbook along with nominee's photo identity proof; Discharge/Death summary attested by hospital authorities or FIR & Post Mortem Report/Viscera Report (in case of accident death).

                  *#Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your Insurer carrying on life insurance business. The assumed rates of return (4% p.a. and 8% p.a.) shown in the illustrative example are not guaranteed and they are not the upper or lower limits of what you might get back as the value of your Policy depends on a number of factors including future investment performance. The guaranteed and non-guaranteed benefits are applicable only if all due premiums are paid. The Maturity Benefit shown in the illustrative example are inclusive/exclusive of taxes.

                  Privacy Policy

                  ^^On completion of policy term

                  The savings indicated is the maximum premium difference as compared with offline plan & depends on the variant purchased.

                  Claims for policies completed 3 continuous years. All mandatory documents should be submitted before 3:00pm on a working day. Claim amount on all eligible policies4 is less than Rs. 1 Crore. Claim does not warrant any field verification. Mandatory Documents:

                  > Original policy document

                  > Original/attested copy of death certificate issued by local municipal authority

                  > Death claim application form (Form A)

                  > NEFT mandate form attested by bank authorities along with a cancelled cheque or bank account passbook along with nominee’s photo identity proof

                  > Discharge/Death summary attested by hospital authorities or FIR & Post Mortem Report/viscera report (in case of accidental death)

                  1The 5% employee discount will be refunded to you once your policy is issued. Submit your documents for getting your policy issued and get 5% employee discount

                  2Total premium will be charged at the time of the policy issuance (subject to underwriting’s decision).

                  315% discount is applicable only on the first year premium for salaried employees with a corporate, purchasing Axis Max Life Smart Term Plan Plus (UIN: 104N127V03). During policy issuance, Axis Max Life may call for proof of employment if required. In case proposer when asked is not able to prove the employment part, discount offer will be discontinued and additional premium as applicable will have to be paid for processing of the case. 15% discount (applied on standard male premium rates) is applicable for lifetime for females.

                  4InstaClaim TM is available for all versions of (UIN: 104N125V07). Mandatory Documents:

                  • Original policy document
                  • Original/attested copy of death certificate issued by local municipal authority
                  • Death claim application form (Form A)
                  • NEFT mandate form attested by bank authorities along with a cancelled cheque or bank account passbook along with nominee’s photo identity proof
                  • Discharge/Death summary attested by hospital authorities or FIR & Post Mortem Report/viscera report (in case of accidental death)

                  5Criteria applicable only for “Term plans” for Graduate, Indian resident with declared income >= 10 lacs with CIBIL score >= 650 (salaried) and >= 700 (self-employed) with no disclosed medical condition

                  6Applicable for Titanium variant of Axis Max Life Smart Fixed-return Digital plan (Premium payment of 5 years and Policy term of 10 years) and a healthy male of 18 years paying Rs. 30,000/- per month (exclusive of all applicable taxes) with 7.45% return. Life Insurance is available with this product

                  7Available with Axis Max Life Smart Wealth Plan (UIN: 104N116V14)

                  8Available with Axis Max Life Smart Fixed-return Digital Plan (UIN: 104N123V05). The guaranteed benefits are available with selected life insurance plans & are applicable if all due premiums are paid.

                  9The percentage savings is for a regular pay Axis Max Life Smart Secure Plus Plan (A Non Linked Non Participating Individual Pure Risk Life Insurance Plan, UIN: 104N118V11)– Life Option for 1 Cr. life cover for a 35 year old, non-smoker male for a policy term of 40 years vs a 10 year policy term with the same details’

                  ##Tax conditions :

                  ##Save 46,800 on taxes if the insurance premium amount is Rs.1.5 lakh per annum and you are a Regular Individual, fall under 30% income tax slab having taxable income less than Rs. 50 lakhs and Opt for Old tax regime ~# Save 54,600 on taxes if the insurance premium amount is Rs.1.5 lakh per annum for life cover and 25,000 for critical illness cover and you are a Regular Individual, fall under 30% income tax slab having taxable income less than Rs. 50 lakhs and Opt for Old tax regime.

                  CI Rider disclaimers:

                  AXIS MAX LIFE CRITICAL ILLNESS AND DISABILITY RIDER (UIN: 104B033V02) available as a rider on payment of additional premium.

                  >Extended cover of up to 85 years is available with gold and platinum variant only

                  @64 critical illnesses covered in platinum and platinum plus variant on payment

                  22 critical illnesses covered in gold and gold plus variant

                  *^Total premiums paid inclusive of any extra premium but exclusive of all applicable taxes, cesses or levies and modal extra. Return of premium option is available on payment of additional premium.

                  ~Conditions for premium break: Available at an additional premium for policies with policy term greater than 30 years and premium payment term greater than 21 years. Option to skip paying premium for 12 months. 2 premium breaks will be available during the premium payment term separated by an interval of at least 10 years

                  ~1 Conditions for Special exit value:

                  Option to receive all premiums paid back, at a specified point in the term of the policy (free of cost). Available when Return of Premium variant is not chosen. No additional premium to be paid.

                  ~2 Voluntary Top-up Sum assured:

                  Option to double your insurance cover, basis underwriting, at the time of your need by increasing your sum assured up to an additional 100% of base sum assured, chosen at inception

                  ^^*^^Free look period conditions:

                  The policyholder has a period of 30 days from the date of receipt of the policy document, to review the terms and conditions of the Policy, where if the policyholder disagrees to any of those terms or conditions, he / she has the option to return the Policy stating the reasons for his objections. The policyholder shall be entitled to a refund of the premiums paid, subject only to deduction of a proportionate risk premium for the period of cover and the expenses incurred by the company on medical examination of the lives insured and stamp duty charges.

                  ^Individual Death Claims Paid Ratio as per audited financials for FY 2024-2025

                  #1A flat 15% discount on the premium will be applicable throughout the Premium Payment Term for Female Life Insured with Axis Max Life Smart Term Plan Plus (UIN: 104N127V03).

                  #3Tax benefits as per prevailing tax laws, subject to change

                  Terms and conditions for availing 5% employee discount:

                  <Due to system constraints, employee is requested to select 5 Lakh and above income which can be changed to actual amount on the information page.

                  Past performance of the investment funds do not indicate the future performance of the same. Investors in the Scheme are not being offered any guaranteed / assured returns. The premiums & funds are subject to certain charges related to the fund or to the premium paid.

                  The premium shall be adjusted on the due date even if it has been received in advance.

                  For Total Installment Premium - Total Installment Premium is the Premium payable as per premium paying frequency chosen, it excludes GST and applicable taxes, cesses or levies, if any; and includes loadings for modal premiums, Underwriting Extra Premium and Rider Premiums if any.

                  For Return of Premium - The Return of Premium Option is available on payment of Additional Premium. Premium does not include amount paid for riders and is excluding taxes, cesses and levies. Upon Policyholder's selection of Return of Premium variant this product shall be a Non-Linked Non-Participating Individual Life Insurance Savings Plan.

                  For Riders - #Applicable Rider available on the payment of Additional Premium is Axis Max Life Critical Illness and Disability Rider | Non-Linked Non-Participating Individual Pure Risk Health Insurance Rider | UIN: 104B033V02. Critical Illness and Disability Rider variant opted is Platinum Plus which covers 64 critical Illnesses. The rider cover will only be paid in scenarios where customer is diagnosed with listed 64 critical illnesses or total and permanent disability. Rider will terminate after major critical illness claim is paid to the policyholder. In case customer requests for cancellation of rider only, the solution as a whole will be cancelled and not just the individual rider.

                  For Additional Benefits– ##On Payment of Additional Premium. The accident cover will only be paid in scenarios where death occurs due to accident.

                  *~Disclaimers

                  Axis Max Life Smart Secure Plus Plan. A non-linked non-participating individual pure risk life insurance plan |Benefit available with special exit value -Total premium paid inclusive of any extra premium but exclusive of all applicable taxes, cesses or levies & modal extra. The premium calculated as per Standard premium for 30-year-old healthy male, non-smoker, 40 years’ policy term, 40 years’ premium payment term (exclusive of GST) for Axis Max Life Smart Secure Plus Plan.

                  ##Policy continuance benefit is not available with lifelong wealth variant. **The accrued income will be accumulated on an annual basis at the prevailing reverse repo rate (publish on RBI’s website).

                  #With “Save the date”, you can choose to take your annual income to any special date in a year.

                  ***Available with early wealth variant. Income benefit will be paid as per selected plan terms.

                  ~Accidental death benefit is available in call variants except for Single premium variant. Life insurance coverage is available in this product.

                  #~Term Insurance plan bought online directly from Axis Max Life Insurance has no commissions involved.

                  ~1Axis Max Life Smart Secure Plus Plan, A non-linked non-participating Individual Pure Risk Life Insurance Plan | Standard Premium for 30 year old healthy male, non-smoker, 40 years policy term, 40 year premium payment term (exclusive of GST) for Axis Max Life Smart Secure Plus Plan | ~1 Conditions for special exit value: Option to receive all premiums paid back, at a specified point in the term of the policy (free of cost). Available when Return of premium variant is not chosen. No additional premium to be paid. Option to receive all premiums back (exclusive of GST). Flexibility of exiting the plan early. Special Exit Value cover applicable till age 68 & above (of your age). T&C Apply.

                  @>Axis Max Life Critical Illness and Disability Rider (UIN 104B033V02) is available on payment of additional premium. It covers 64 critical illnesses under Platinum & Platinum Plus variant

                  #Available on Payment of Additional Premium. The accident cover will only be paid in scenarios where death occurs due to accident.

                  ^1Disclaimer: Standard premium for 24-year old healthy male, non-smoker, 25 years policy term,25 year premium payment term (exclusive of GST) for Axis Max Life Smart Total Elite Protection Term Plan (UIN: 104N125V07) with a life cover of Rs. 50 lakh.

                  ^2Disclaimer: Standard premium for 24-year old healthy male, non-smoker, 25 years policy term,25 year premium payment term (exclusive of GST) for Axis Max Life Smart Total Elite Protection Term Plan (UIN: 104N125V07) with a life cover of Rs. 75 lakh.

                  ^3Disclaimer: Standard premium for 24-year old healthy male, non-smoker, 25 years policy term,25 year premium payment term (exclusive of GST) for Axis Max Life Smart Total Elite Protection Term Plan (UIN: 104N125V07) with a life cover of Rs. 1 Cr.

                  ^4Disclaimer: Standard premium for 24-year old healthy male, non-smoker, 25 years policy term,25 year premium payment term (exclusive of GST) for Axis Max Life Smart Total Elite Protection Term Plan (UIN: 104N125V07) with a life cover of Rs. 1.5 Cr.

                  ^5Disclaimer: Standard premium for 24-year old healthy male, non-smoker, 25 years policy term, 25 year premium payment term (exclusive of GST) for Axis Max Life Smart Total Elite Protection Term Plan (UIN: 104N125V07) with a life cover of Rs. 2 Cr.

                  ^6Disclaimer: Standard premium for 24-year old healthy male, non-smoker, 25 years policy term, 25 year premium payment term (exclusive of GST) for Axis Max Life Smart Total Elite Protection Term Plan (UIN: 104N125V07) with a life cover of Rs. 5 Cr.

                  ^7Disclaimer: Standard premium for 24-year old healthy male, non-smoker, 25 years policy term, 25 year premium payment term (exclusive of GST) for Axis Max Life Smart Term Plan Plus (UIN: 104N127V03) - Regular Cover with a life cover of Rs. 1 Cr.

                  ~*Disclaimer: Standard premium for 24-year old healthy female,non-smoker, 25 years policy term, 25 year premium payment term (exclusive of GST) for Axis Max Life Smart Total Elite Protection Term Plan (UIN: 104N125V07)

                  ^~Disclaimer: 5 year return (CAGR – Compound Annualised Growth Rate) from Max Life High Growth Fund (ULIF01311/02/08LIFEHIGHGR104) as on 31/07/2024

                  ^~The assumed rates of return (4% p.a. and 8% p.a.) shown in the illustrative example are not guaranteed and they are not the upper or lower limits of what you might get back. The value of your policy depends on a number of factors including future investment performance. The amount shown is for a 30-year-old healthy male, with 10 years premium payment term, and 35 years policy term with Axis Max Life Online Saving Plan (Unit Linked Non Participating Individual Life Insurance Plan | Life Insurance is available in this product).

                  *++Axis Max Life's Nifty Alpha 50 Fund tracks the NSE's Nifty Alpha 50 Index, subject to tracking error. The above values have been calculated by projecting historical returns of the Nifty Alpha 50 index, after adjusting for all expenses, except the tracking error, in Axis Max Life online savings plan (variant 1) for a 35-year-old male investing 10k per month for 10 years and maturity after 20 years. The calculations have been done using historical returns of the Nifty Alpha 50 index and may not be indicative of the future performance of Axis Max Life's Nifty Alpha 50 Fund. The above values have been calculated basis 10 year returns of 26.4% (30th Apr'24) of the Nifty Alpha 50 Index.

                  *+Nifty Mid-cap 150 Momentum 50 Index was launched in Aug’22. These are returns of benchmark indices and are not indicative of return on Axis Max Life Insurance’s Midcap Momentum Index fund. 10 year return of NIFTY Midcap 150 Momentum 50 Index as on 27/05/2024. Max Life Midcap Momentum Index Fund (SFIN: ULIF02802/01/24MIDMOMENTM104) is passively managed Index Fund that mirrors NIFTY Midcap 150 Momentum 50 Index.

                  *&10 year return of Nifty Smallcap 250 Quality 50 Index as on 30/04/2024. The past returns are extrapolation of index fund returns up to past 10 years using same formula (provided by NSE). The returns are not indicative of the future performance of the fund. Max Life Nifty Smallcap Quality Index Fund is passively managed Index Fund that mirrors Nifty Smallcap 250 Quality 50 Index. The objective of the fund is to invest in companies with similar weights as in the index and generate returns as closely as possible, subject to tracking error.

                  ^*All claims that qualify for InstaClaim will be paid within 3 hrs from the date of submission of all mandatory documents else Axis Max Life will pay interest at prevailing Bank Rate as on beginning of Financial Year in which claim has been received for every day of delay beyond one working day. Interest shall be at the bank rate that is prevalent at the beginning of the financial year in which death claim has been received. Mandatory Documents: Original policy document; Original/attested copy of death certificate issued by local municipal authority; Death claim application form (Form A); NEFT mandate form attested by bank authorities along with a cancelled cheque of bank account passbook along with nominee's photo identity proof; Discharge/Death summary attested by hospital authorities or FIR & Post Mortem Report/Viscera Report (in case of accident death).

                  @1Standard premium for 20-year old healthy male, non-smoker, 40 years policy term, 40 year premium payment term (exclusive of GST) for Axis Max Life Smart Total Elite Protection Term Plan (UIN: 104N125V07). The above mentioned premium is the discounted monthly premium to be paid in 1st year. Discount is applicable only for salaried employees with a corporate, purchasing via web link. During policy issuance, Axis Max life may call for proof of employment if required. In case proposer when asked is not able to prove the employment part, discount offer will be discontinued and additional premium as applicable will have to be paid for processing of the case. | ~1 Get back all the premiums paid with Special Exit value. This can be exercised in any policy year starting 30th policy year, but not during the last 4 policy years. Available for minimum policy term of 40 years. Benefit available with special exit value - the total premiums paid plus underwriting extra premiums paid plus loadings for modal premiums exclusive of any applicable taxes, cesses or levies. This feature shall be applicable on the base cover premium only and not for additional optional benefits like Accident cover, Joint life cover, any attached riders and Voluntary Sum Assured Top-Up.

                  @2Standard premium for 20-year old healthy male, non-smoker, 40 years policy term, 40 year premium payment term (exclusive of GST) for Axis Max Life Smart Total Elite Protection Term Plan (UIN: 104N125V07). The above mentioned premium is the discounted monthly premium to be paid in 1st year. Discount is applicable only for salaried employees with a corporate, purchasing via web link. During policy issuance, Axis Max life may call for proof of employment if required. In case proposer when asked is not able to prove the employment part, discount offer will be discontinued and additional premium as applicable will have to be paid for processing of the case. | ~1 Get back all the premiums paid with Special Exit value. This can be exercised in any policy year starting 30th policy year, but not during the last 4 policy years. Available for minimum policy term of 40 years. Benefit available with special exit value - the total premiums paid plus underwriting extra premiums paid plus loadings for modal premiums exclusive of any applicable taxes, cesses or levies. This feature shall be applicable on the base cover premium only and not for additional optional benefits like Accident cover, Joint life cover, any attached riders and Voluntary Sum Assured Top-Up.

                  #*Axis Max Life Insurance’s Sustainable Wealth 50 Index Fund (SFIN: ULIF03223/12/24SUSTWEALTH104), which is a passively managed Index Fund that mirrors Axis Max Life Sustainable Yield Index, subject to tracking error. The fund value calculation is done by projecting historical returns of Axis Max Life Sustainable Yield Index, after adjusting for all expenses (except tracking error) in Axis Max Life Flexi Wealth Advantage Plan (UIN: 104L121V03) for a 30-year-old male investing 5k/10k per month for 20/10 years. The above values have been calculated assuming 25.2% p.a. gross investment returns as in Nov'24, which is the 10-year return of Axis Max Life Sustainable Yield Index. (back tested).

                  @3Standard premium for 20-year old healthy male, non-smoker, 25 years policy term, 25 year premium payment term (exclusive of GST) for Axis Max Life Smart Total Elite Protection Term Plan (UIN: 104N125V07)| The above mentioned premium is the discounted monthly premium to be paid in 1st year. Discount is applicable only for salaried employees with a corporate, purchasing via web link. During policy issuance, Axis Max life may call for proof of employment if required. In case proposer when asked is not able to prove the employment part, discount offer will be discontinued and additional premium as applicable will have to be paid for processing of the case.

                  7Disclaimer: Rs. 1,00,29,587 after 14 years at policy maturity on monthly investment of Rs. 16,600 for 12 years for 30-year-old male with Axis Max Life Smart Wealth Plan – Long Term Variant. A non-linked non-participating individual life insurance savings plan. The guaranteed benefits are applicable only if all due premiums are paid. Total premiums paid is exclusive of GST. Life Insurance is available in this product.

                  @4Standard premium for 20-year old healthy male, non-smoker, 25 years policy term, 25 year premium payment term (exclusive of GST) for Axis Max Life Smart Term Plan Plus (UIN:104N127V03)| The above mentioned premium is the discounted monthly premium to be paid in 1st year. Discount is applicable only for salaried employees with a corporate.

                  @7Disclaimer: Standard premium for 20-year old healthy male, non-smoker, 25 years policy term, 25 year premium payment term (exclusive of GST) for Regular Cover Variant of Axis Max Life Smart Term Plan Plus (UIN:104N127V03)| The above mentioned premium is the discounted monthly premium to be paid in 1st year. Discount is applicable only for salaried employees with a corporate. During policy issuance, Axis Max Life may call for proof of employment if required. In case proposer when asked is not able to prove the employment part, discount offer will be discontinued and additional premium as applicable will have to be paid for processing of the case.

                  @8Disclaimer: Standard premium for 20-year old healthy male, non-smoker, 25 years policy term, 25 year premium payment term (exclusive of GST) for Regular Cover Variant of Axis Max Life Smart Term Plan Plus (UIN: 104N127V03)| The above mentioned premium is the discounted monthly premium to be paid in 1st year. Discount is applicable only for salaried employees with a corporate, purchasing via web link. During policy issuance, Axis Max Life may call for proof of employment if required. In case proposer when asked is not able to prove the employment part, discount offer will be discontinued and additional premium as applicable will have to be paid for processing of the case.

                  Disclaimer: ~10 year CAGR of Nifty SmallCap 250 Quality50 index as on 24/07/2023. Max Life Nifty Smallcap Quality Index Fund is passively managed Index fund that tracks the Nifty SmallCap 250 Quality50 index (subject to tracking error).

                  Disclaimer: @2Standard premium for 20-year old healthy male, non-smoker, 40 years policy term, 40 year premium payment term (exclusive of GST) for Axis Max Life Smart Total Elite Protection Term Plan (UIN: 104N125V07). **The above mentioned is the discounted monthly premium to be paid in 1st year. Discount is applicable only for salaried employee with a corporate, purchased via web link | ~1Get back 4.67 Lakhs premiums paid under Special Exit value at 36th Policy Year. This can be exercised in any policy year starting 30th policy year, but not during the last 4 policy years. Available for minimum policy term of 40 years. Benefit available with special exit value - the total premiums paid plus underwriting extra premiums paid plus loadings for modal premiums exclusive of any applicable taxes, cesses or levies. This feature shall be applicable on the base cover premium only and not for additional optional benefits like Accelerated Critical Illness, Accident cover, Joint life cover, any attached riders and Voluntary Sum Assured Top-Up| ~Singapore, Hong Kong, New Zealand, Australia, Canada, UAE, Oman, Qatar, Saudi Arabia, Kuwait, Sri Lanka, Maldives, Fil, Brunei, Taiwan, Mauritius, South Korea, Bahrain, China, France, Germany, Switzerland, Austria, Hungary, USA, UK, Japan, Belgium, Denmark, Spain, Greece, Ireland, Luxemburg, Italy, Netherlands, Finland, Sweden, Norway.

                  Disclaimer: @++ Axis Max Life’s NIFTY Momentum Quality 50 Fund (SFIN: ULIF03127/10/24MOMQUALITY104) is a passively managed Index Fund that mirrors NIFTY 500 Multicap Momentum Quality 50 Index, subject to tracking error. The fund value calculation is done by projecting historical returns of NIFTY 500 Multicap Momentum Quality 50 Index, after adjusting for all expenses (except tracking error) in Axis Max Life Online Savings Plan (UIN: 104L098V06) for a 30-year-old male investing 10k per month for 10 years. The above values have been calculated assuming 24.9% p.a. gross investment returns as on 16/10/2024, which is the 10-year return of NSE's NIFTY 500 Multicap Momentum Quality 50 Index (backtested)

                  ~4Subject to submission of all documents required for GST waiver. GST waiver/refund is not applicable for ULIP plans.

                  Disclaimer: **+NIFTY 500 Momentum 50 Index was launched in June'24. The past returns are back tested based on historical returns and formula (provided by NSE). These are returns of benchmark indices as on 11 June’24 and are not indicative of returns on Axis Max Life Insurance’s newly launched NIFTY 500 Momentum 50 Fund. Axis Max Life’s NIFTY 500 Momentum 50 Fund (SFIN: ULIF03014/08/24MOMENFIFTY104) is a passively managed Index Fund that mirrors NSE’s NIFTY 500 Momentum 50 Index, subject to tracking error. The fund value calculation is done by projecting historical returns of NSE’s NIFTY 500 Momentum 50 Index, after adjusting for all expenses (except tracking error) in Axis Max Life Online Savings Plan (UIN: 104L098V06) for a 30-year-old male investing 10k per month for 10 years. The above values have been calculated assuming 25% p.a. gross investment returns as on 11 June'24, which is the 10-year return of NSE's NIFTY 500 Momentum 50 Index (backtested).

                  Disclaimer: #^Axis Max Life Smart Innovation Fund (SFIN: ULIF03301/03/25INNOVATION104), which is an actively managed fund does not have any past performance benchmarks. The above values have been calculated for a 35-year-old male investing 10k per month for 10 years assuming 20.8% p.a. gross investment returns basis 5 years’ performance of existing active fund with Axis Max Life Insurance, as on date 31st Jan'25 after adjusting for all expenses in Axis Max Life’s Capital Guarantee Plan which is combination of Axis Max Life Online Savings Plan (UIN: 104L098V06) and Axis Max Life Smart Wealth Advantage Guarantee Plan (UIN: 104N116V13). | Investors in this plan are not offered guaranteed/ assured returns. | The Unit Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender/withdraw the monies invested in Unit Linked Insurance Products completely or partially till the end of the fifth year. The premium shall be adjusted on the due date even if it has been received in advance. Applicable taxes, cesses and levies as imposed by the government from time to time will be deducted from the premiums received or from the funds, as applicable.

                  Disclaimer: @$The Nifty500 Multifactor MQVLv 50 Index was launched in Feb’25. The past returns are back tested based on historical returns and formula (provided by NSE). These are returns of benchmark indices and are not indicative of return on Axis Max Life Insurance’s NIFTY 500 Multifactor 50 Index fund. Axis Max Life’s NIFTY 500 Multifactor 50 Index fund (SFIN: ULIF03414/05/25MULTIFACTO104) is a passively managed Index Fund that mirrors NSE’s Nifty500 Multifactor MQVLv 50 Index, subject to tracking error. The fund value calculation is done by projecting historical returns of NSE’s Nifty500 Multifactor MQVLv 50 Index, after adjusting for all expenses (except tracking error) Axis Max Life’s Online Savings Plan (UIN: 104L098V06)) for a 30-year old male investing 5K/10K per month for 10 years. The above return values have been calculated assuming 21% p.a. gross investment returns, which is the returns since inception of NSE's Nifty500 Multifactor MQVLv 50 Index (backtested) as on 24th April 2025. For FWAP, replace Axis Max Life’s Online Savings Plan (UIN: 104L098V06) with Axis max Life’s Flexi Wealth Advantage Plan (UIN: 104L121V04).

                  Please note, while our website has been updated with the changed corporate name and brand identity, our product collaterals will be updated in due course. We regret any inconvenience caused.

                  Disclaimer: *6Check the Total Premium amount against the respective monthly premium values in the below table.

                  For Sum assured of 75 lakh, 1 crore, 1.5 crore and 2 crore, the below calculations are based on Axis Max Life Smart Total Elite Protection Term Plan (A Non Linked Non Participating Individual Pure Risk Life Insurance Plan, UIN:104N125V07). Monthly premium amounts are excluding GST and before any applicable discounts assuming Regular Pay and monthly payment mode..

                  Age of Male ApplicantPremium Amount for Rs. 75 lakh Term PlanPremium Amount for Rs. 1 crore Term PlanPremium Amount for Rs. 1.5 crore Term PlanPremium Amount for Rs. 2 crore Term Plan
                  SmokerNon-SmokerSmokerNon-SmokerSmokerNon-SmokerSmokerNon-Smoker
                  18 Years (PPT: 67 years)1,488/Month
                  Total Premium: 11.33 lakh
                  930/Month
                  Total Premium: 7.08 lakh
                  1,500/Month
                  Total Premium: 11.42 lakh
                  938/Month
                  Total Premium: 7.14 lakh
                  2,251/Month
                  Total Premium: 17.13 lakh
                  1,407/Month
                  Total Premium: 10.71 lakh
                  2,675/Month
                  Total Premium: 20.37 lakh
                  1,672/Month
                  Total Premium: 12.73 lakh
                  25 Years (PPT: 60 years)1,966/Month
                  Total Premium: 13.40 lakh
                  1,228/Month
                  Total Premium: 8.38 lakh
                  2,054/Month
                  Total Premium: 14.06 lakh
                  1,284/Month
                  Total Premium: 8.75 lakh
                  3,081/Month
                  Total Premium: 21.01 lakh
                  1,926/Month
                  Total Premium: 13.13 lakh
                  3,607/Month
                  Total Premium: 24.59 lakh
                  2,255/Month
                  Total Premium: 15.37 lakh
                  35 Years (PPT: 50 years)3,182/Month
                  Total Premium: 18.08 lakh
                  1,989/Month
                  Total Premium: 11.30 lakh
                  3,592/Month
                  Total Premium: 20.41 lakh
                  2,245/Month
                  Total Premium: 12.76 lakh
                  5,388/Month
                  Total Premium: 30.61 lakh
                  3,367/Month
                  Total Premium: 19.13 lakh
                  5,947/Month
                  Total Premium: 33.79 lakh
                  3,717/Month
                  Total Premium: 21.12 lakh
                  45 Years (PPT: 40 years)5,971/Month
                  Total Premium: 27.14 lakh
                  3,732/Month
                  Total Premium: 16.96 lakh
                  6,629/Month
                  Total Premium: 30.13 lakh
                  4,143/Month
                  Total Premium: 18.83 lakh
                  9,944/Month
                  Total Premium: 45.20 lakh
                  6,215/Month
                  Total Premium: 28.25 lakh
                  12,546/Month
                  Total Premium: 57.02 lakh
                  7,841/Month
                  Total Premium: 35.64 lakh
                  55 Years (PPT: 30 years)11,656/Month
                  Total Premium: 39.73 lakh
                  7,285/Month
                  Total Premium: 24.83 lakh
                  13,719/Month
                  Total Premium: 46.77 lakh
                  8,574/Month
                  Total Premium: 29.23 lakh
                  20,578/Month
                  Total Premium: 70.15 lakh
                  12,861/Month
                  Total Premium: 43.84 lakh
                  26,160/Month
                  Total Premium: 89.18 lakh
                  16,350/Month
                  Total Premium: 55.74 lakh
                  60 Years (PPT: 25 years)16,846/Month
                  Total Premium: 47.86 lakh
                  10,529/Month
                  Total Premium: 29.91 lakh
                  19,966/Month
                  Total Premium: 56.72 lakh
                  12,479/Month
                  Total Premium: 35.45 lakh
                  29,949/Month
                  Total Premium: 85.08 lakh
                  18,718/Month
                  Total Premium: 53.18 lakh
                  37,689/Month
                  Total Premium: 107.07 lakh
                  23,555/Month
                  Total Premium: 66.92 lakh

                   

                   

                  Age of Female ApplicantPremium Amount for Rs. 75 lakh Term PlanPremium Amount for Rs. 1 crore Term PlanPremium Amount for Rs. 1.5 crore Term PlanPremium Amount for Rs. 2 crore Term Plan
                  SmokerNon-SmokerSmokerNon-SmokerSmokerNon-SmokerSmokerNon-Smoker
                  18 Years (PPT: 67 years)1,488/Month
                  Total Premium payable: 11.33 lakh
                  930/Month
                  Total Premium payable: 7.08 lakh
                  1,500/Month
                  Total Premium payable: 11.42 lakh
                  938/Month
                  Total Premium payable: 7.14 lakh
                  2,251/Month
                  Total Premium payable: 17.13 lakh
                  1,407/Month
                  Total Premium payable: 10.71 lakh
                  2,675/Month
                  Total Premium payable: 20.37 lakh
                  1,672/Month
                  Total Premium payable: 12.73 lakh
                  25 Years (PPT: 60 years)1,707/Month
                  Total Premium payable: 11.64 lakh
                  1,067/Month
                  Total Premium payable: 7.28 lakh
                  1,744/Month
                  Total Premium payable: 11.89 lakh
                  1,090/Month
                  Total Premium payable: 7.43 lakh
                  2,616/Month
                  Total Premium payable: 17.84 lakh
                  1,635/Month
                  Total Premium payable: 11.15 lakh
                  2,972/Month
                  Total Premium payable: 20.26 lakh
                  1,858/Month
                  Total Premium payable: 12.67 lakh
                  35 Years (PPT: 50 years)2,617/Month
                  Total Premium payable: 14.87 lakh
                  1,636/Month
                  Total Premium payable: 9.29 lakh
                  2,905/Month
                  Total Premium payable: 16.50 lakh
                  1,815/Month
                  Total Premium payable: 10.32 lakh
                  4,357/Month
                  Total Premium payable: 24.76 lakh
                  2,723/Month
                  Total Premium payable: 15.47 lakh
                  4,801/Month
                  Total Premium payable: 27.28 lakh
                  3,000/Month
                  Total Premium payable: 17.05 lakh
                  45 Years (PPT: 40 years)4,794/Month
                  Total Premium payable: 21.79 lakh
                  2,996/Month
                  Total Premium payable: 13.62 lakh
                  5,061/Month
                  Total Premium payable: 23.00 lakh
                  3,163/Month
                  Total Premium payable: 14.38 lakh
                  7,591/Month
                  Total Premium payable: 34.50 lakh
                  4,744/Month
                  Total Premium payable: 21.56 lakh
                  9,496/Month
                  Total Premium payable: 43.16 lakh
                  5,935/Month
                  Total Premium payable: 26.98 lakh
                  55 Years (PPT: 30 years)8,883/Month
                  Total Premium payable: 30.28 lakh
                  5,552/Month
                  Total Premium payable: 18.93 lakh
                  10,102/Month
                  Total Premium payable: 34.44 lakh
                  6,314/Month
                  Total Premium payable: 21.52 lakh
                  15,153/Month
                  Total Premium payable: 51.66 lakh
                  9,471/Month
                  Total Premium payable: 32.29 lakh
                  19,378/Month
                  Total Premium payable: 66.06 lakh
                  12,111/Month
                  Total Premium payable: 41.29 lakh
                  60 Years (PPT: 25 years)12,611/Month
                  Total Premium payable: 35.83 lakh
                  7,882/Month
                  Total Premium payable: 22.39 lakh
                  14,826/Month
                  Total Premium payable: 42.12 lakh
                  9,266/Month
                  Total Premium payable: 26.32 lakh
                  22,239/Month
                  Total Premium payable: 63.18 lakh
                  13,899/Month
                  Total Premium payable: 39.49 lakh
                  27,941/Month
                  Total Premium payable: 79.38 lakh
                  17,463/Month
                  Total Premium payable: 49.61 lakh