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Max Life UL Life Dynamic Bond Fund
Max Life UL Life Dynamic Bond Fund (SFIN: ULIF02401/01/20LIFEDYNBOF104) is an open-ended debt fund that invests in a variety of debt instruments.
...Read MoreYou Get (as on 31 July 2025)
Total investment
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Estimated returns
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Maturity amount
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Overview
Fund Size (AUM)
Rs. 37.89 Cr.
as on 31 July 2025
NAV
Rs. 13.57
as on 31 July 2025
1 Year Returns
7.91%
as on 31 July 2025
Benchmark Index
CRISIL Bond Index 100%
Inception Date
8 June 2020
Nav Performance
Investment Philosophy
This fund invests in high quality debt instruments such as money market instruments, corporate bonds and G-secs.
The aim of this scheme is to generate returns from debt investments while ensuring adequate liquidity and safety of the capital invested.
As there is no equity exposure, this scheme is considered to have relatively low investment risk, so may be suitable for conservative investors.
Portfolio Overview
The scheme exclusively invests in debt instruments with fixed income securities such as government securities and corporate bonds accounting for at least 60% of the scheme’s portfolio. Additionally, the fund is allowed to maintain up to 40% exposure towards money market instruments/equivalents.
Top 10 Bonds in the Fund
| Security Name | Amount in Crores (₹) |
|---|---|
| 7.12 POWER GRID CORPORATION 24 DECEMBER 2034 | 7.05 |
| 7.80 YES BANK 29 SEP 2027 | 4.65 |
| 9.15 SHRIRAM FINANCE 28 JUNE 2029 (PUT OPTION) | 2.89 |
| 7.93 INDIA INFRADEBT LIMITED 06 DECEMBER 2034 | 2.86 |
| 7.45 ALTIUS TELE INFRA 20 APR 2035 (STEP UP & STEP DOWN) | 2.81 |
| 6.65 FOOD CORPORATION OF INDIA GOVT GUARANTEED 23 OCT 2030 | 1.88 |
| 8.00 DATA INFRA TRUST 30 AUGUST 2034 (STEP UP & STEP DOWN) | 1.45 |
| 8.04 INDIA INFRADEBT LIMITED 25 APRIL 2033 | 1.43 |
| 7.43 NABFID 04 JULY 2034 (PUT OPTION) | 1.38 |
| 7.23 SBI BANK INFRA 19 NOV 2039 | 1.36 |
Top 10 Government Security in the Fund
| Security Name | Amount in Crores (₹) |
|---|---|
| 6.33 GOI 05 MAY 2035 | 27.84 |
| 6.92 MADHYA PRADESH SDL 04 JUNE 2043 | 12.91 |
| 6.90 GOI 15 APRIL 2065 | 5.63 |
| 7.34 GOI 22 APRIL 2064 | 5.50 |
| 7.25 GOI 12 JUNE 2063 | 2.77 |
| 7.83 GUJARAT SDL 13 JUL 2026 | 2.77 |
| 7.80 GUJARAT SDL 27 DEC 2027 | 1.41 |
| 6.68 GOI 07 JULY 2040 | 1.24 |
| 7.29 SGB 27 JANUARY 2033 | 0.86 |
| 7.25 MAHARASHTRA SDL 28 DEC 2026 | 0.69 |
Trusted by 3,500+ customers
Written bySumit Narula
Investment Writer
Published 17th April 2024
Reviewed byPrateek Pandey
Last Modified 12th September 2025
Investment Expert
Fund Performance vs. Benchmark
| Time Horizon* | Fund Returns (%) | Benchmark Returns (%) |
|---|---|---|
| 1 Year | 5.08% | 7.00% |
| 3 Years | 6.85% | 7.48% |
| 5 Years | 5.98% | 6.01% |
| Since Inception | 5.75% | 6.10% |
Note: Returns more than 1 year are CAGR returns. Above Fund Returns are after deduction of Fund Management Charges (FMC). Above returns are after deduction of Fund Management Charges (FMC) and as of 31 July, 2025. Past performance does not guarantee future returns.
Top 10 Industries in the Fund
| Industry Name | |
|---|---|
| 7.25 GOI 12 JUNE 2063 | |
| 7.44 TELANGANA SDL 05 JUNE 2040 | |
| 7.23 GOI 15 APRIL 2039 | |
| 7.10 GOI 08 APRIL 2034 | |
| 7.30 GOI 19 JUNE 2053 | |
| 7.83 GUJARAT SDL 13 JUL 2026 | |
| 7.80 GUJARAT SDL 27 DEC 2027 | 0.51 |
| 7.51 UTTAR PRADESH SDL 27 MARCH 2038 | |
| 7.29 SGB 27 JANUARY 2033 | |
| 7.25 MAHARASHTRA SDL 28 DEC 2026 |
Asset Allocation
| Asset Type | Actual (%) | Asset-Range |
|---|---|---|
| Govt. Securities | 94.00% | 60-100% |
| Money Market or Equivalent | 6.00% | 0-40% |
| Equities | 0.00% | NA |
Rating Profile
| AAA | 92.42% |
| AA+ | NA |
| AA | NA |
| Below AA | 4.62% |
Modified Duration
| Debt Portfolio | 6.7693 |
| Money Market Instruments | 0.0006 |
| Beta | 0.8778 |
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