Individual
- Home>
- Investment Plans>
- Max Life UL Secure Plus
Max Life UL Life Secure Plus Fund
The Max Life UL Secure Plus Fund (SFIN: ULIF01628/04/09LIFESECPLS104) is a debt-oriented scheme focused on providing capital protection to investors. Currently investment in this scheme is allowed only un
...Read MoreYou Get
Total Invested
₹ 24.00 Lakhs
Wealth Gained
₹ 22.47 Lakhs
Maturity amount
₹ 46.47 Lakhs
Wealth Created
Wealth Gained48.35 %Total Investment51.65 %
Years
Investment Amount
Estimated Returns
Maturity Amount
1
₹ 2,40,000
₹ 16,187
₹ 2,56,187
2
₹ 4,80,000
₹ 64,864
₹ 5,44,864
3
₹ 7,20,000
₹ 1,50,153
₹ 8,70,153
4
₹ 9,60,000
₹ 2,76,697
₹ 12,36,697
5
₹ 12,00,000
₹ 4,49,727
₹ 16,49,727
6
₹ 14,40,000
₹ 6,75,141
₹ 21,15,141
7
₹ 16,80,000
₹ 9,59,580
₹ 26,39,580
8
₹ 19,20,000
₹ 13,10,531
₹ 32,30,531
9
₹ 21,60,000
₹ 17,36,430
₹ 38,96,430
10
₹ 24,00,000
₹ 22,46,782
₹ 46,46,782
Overview
Fund Size (AUM)
₹224.99 Cr
as on 31 July 2025
NAV
₹33.41
as on 31 July 2025
1 Year Returns
7.55%
as on 31 July 2025
Benchmark Index
CRISIL Bond Index 100%
Inception Date
28 April 2009
Investment Philosophy
- The primary focus of this scheme is to protect investor wealth through investments in sovereign papers issued by the Government of India.
- Due to primarily investing in debt securities guaranteed by the Government of India. Investment risk is deemed to be low as these sovereign-backed instruments carry an implicit guarantee by the Indian government with respect to repayment of principal and interest dues.
- Direct investments in the scheme are currently not allowed and only existing investments in other Max Life UL funds can be transferred to this fund via STP method.
Portfolio Overview
The portfolio of the Max Life UL Secure Plus Fund can only invest in different debt instruments such as government securities (G-Secs), money market instruments and corporate bonds. Minimum portfolio allocation towards G-Secs needs to be maintained at 60%. The remaining 40% of the portfolio can be allocated either entirely to corporate bonds or money market instruments or in a mix of either.
Fund Performance vs. Benchmark
| Time Horizon* | Fund Returns (%) | Benchmark Returns (%) |
|---|---|---|
| 1 Year | 5.35% | 7.00% |
| 3 Years | 6.81% | 7.48% |
| 5 Years | 5.79% | 6.01% |
| Since Inception | 7.57% | 7.61% |
Note: Returns more than 1 year are CAGR returns. Above Fund Returns are after deduction of Fund Management Charges (FMC). Above returns are after deduction of Fund Management Charges (FMC) and as of 31 July, 2025. Past performance does not guarantee future returns.
Trusted by 3,500+ customers
Written bySumit Narula
Investment Writer
Published 17th April 2024
Reviewed byPrateek Pandey
Last Modified 11th September 2025
Investment Expert
Top 10 Industries in the Fund
| Industry Name |
|---|
| CENTRAL & STATE GOVERNMENT |
| FINANCIAL AND INSURANCE ACTIVITIES |
| INFRASTRUCTURE |
| INVESTMENTS IN HOUSING FINANCE |
| OTHER |
Asset Allocation
| Asset Type | Asset-Range |
|---|---|
| Govt. Securities | 60-100% |
| Debt Portfolio | 0-40% |
| Equity Portfolio | 0-40% |
| Total AUM | 0-40% |
| Money Market or Equivalent | 0-40% |
Top 10 Bonds in the Fund
| Security Name | Amount in Crores (₹) |
|---|---|
| 7.80 YES BANK 29 SEP 2027 | 4.92% |
| 8.04 INDIA INFRADEBT LIMITED 25 APRIL 2033 | 4.90% |
| 9.15 SHRIRAM FINANCE 19 JANUARY 2029 | 2.46% |
| 8.41 HUDCO (GOI SERVICED) 15 MARCH 2029 | 2.45% |
| 8.50 CHOLAMANDALAM INVESTMENT & FIN CO LTD 27 MARCH 2026 | 2.35% |
| 7.12 POWER GRID CORPORATION 24 DECEMBER 2034 | 2.32% |
| 8.65 INDIA INFRADEBT LIMITED 22 MAR 2026 | 1.65% |
| 7.65 POWER FINANCE CORPORATION 13 NOVEMBER 2037 | 1.40% |
| 7.76 FEDERAL BANK INFRA 12 NOV 2034 | 1.19% |
| 6.8 SBI 21 AUG 2035 TIER-2 (CALL DATE 21 AUG 2030) | 1.05% |
Top 10 Government Securities in the Fund
| Security Name | Amount in Crores (₹) |
|---|---|
| 7.09 GOI 25 NOVEMBER 2074 | 24.77% |
| 7.24 GOI 18 AUGUST 2055 | 9.10% |
| 7.43 TELANGANA SDL 05 JUNE 2043 | 8.65% |
| 6.33 GOI 05 MAY 2035 | 6.31% |
| 7.24 MADHYA PRADESH SDL 06 AUGUST 2045 | 5.66% |
| 6.90 GOI 15 APRIL 2065 | 4.56% |
| 7.25 GOI 12 JUNE 2063 | 3.77% |
| 7.29 TELANGANA SDL 07 AUGUST 2040 | 1.28% |
| 7.34 ANDHRA PRADESH SDL 31 JULY 2044 | 1.25% |
| 7.54 GOI 23 MAY 2036 | 0.70% |
Rating Profile
| AAA | 87.08% |
| AA+ | 7.10% |
| AA | 0.00% |
| Below AA | 5.57% |
Modified Duration
| Debt Portfolio | 8.5137 |
| Money Market Instruments | 0.0005 |
| Beta | 0.9519 |
Note: Debt portfolio includes MMI
Explore more funds
Share your Valuable Feedback
4.6
Rated by 14429 customers
Was the Information Helpful?
Very Good
We would like to hear from you
Let us know about your experience or any feedback that might help us serve you better in future.
Do you have any thoughts you’d like to share?