Myasthenia gravis is a chronic autoimmune disorder that disrupts communication between nerves and muscles. Myasthenia gravis causes weakness in the muscles which are responsible for eye movement, facial expressions, chewing, swallowing and other voluntary activities. Although there is no universal cure for myasthenia gravis, medicines, procedures and surgery can help manage symptoms. Living with myasthenia gravis can bring financial challenges which makes it important to understand how health insurance can cover treatment costs. Understanding the condition, its treatment and the relevant insurance terms can help an individual to make informed decisions.

A fixed benefit, or benefit-based, health insurance plan pays a predefined lump sum or fixed cash amount when a covered event occurs, regardless of the actual medical expenses, subject to the policy terms and conditions.

In this article, we will discuss what fixed benefit health insurance is, how it works, its features, and more to help you make an informed decision.

Coronary artery disease develops when the arteries supplying blood to the heart become narrowed or stop regulating blood flow properly. Fatty deposits called plaque are responsible for most cases. They can accumulate over many years, sometimes without causing any noticeable symptoms. A sudden interruption of blood flow can also trigger a heart attack.

Coronary artery disease involves several important aspects to consider, including its symptoms, diagnostic tests, and coverage for cardiac procedures under critical illness insurance. Coverage depends on the medical condition and the terms of the insurance policy.

Myelofibrosis is a rare bone marrow disorder that affects the body's ability to produce healthy blood cells. Scar tissue builds up in the bone marrow, making it harder to produce enough healthy blood cells. The severity of myelofibrosis varies between individuals. Some people have few symptoms and may not need immediate treatment while others develop anaemia, an enlarged spleen, fatigue and other complications. Understanding the symptoms, causes, diagnosis and available myelofibrosis treatment options can help patients discuss suitable care with their medical team.

HIV due to blood transfusion results from the administration of blood or blood products that contain HIV from an infected donor. Occupational HIV infection means, infection following workplace exposure to HIV-contaminated blood or specific bodily fluids. Modern blood screening techniques make HIV transmission through transfusion extremely unlikely. Occupational transmission of HIV is also very rare. Proper clinical evaluation and post-exposure prophylaxis, where necessary, will minimise the chances of acquiring the infection.