Documents Required for Health Insurance

At any stage in your life, it is essential to be prepared for health emergencies. Even when you lead a relatively healthier lifestyle, it is impossible to be completely immune to medical issues. Considering the increased vulnerability to health threats due to several reasons, maintaining financial security is vital.

When you plan to purchase a health insurance plan, you should calculate the adequate coverage first and foremost. According to your age, income, medical condition, you can select the preferable features of the plan. Once you have decided on the policy, the insurer will ask for certain documents required for health insurance.

The documents required for health insurance are to verify the policyholder’s identity, age, and income details. It is important to be careful when submitting the documents required for health insurance. In case there is false information or lack of information found in the future, you may not get the benefits from the policy.

You need to submit the documents required for a health insurance policy at the time of purchase and claim. Here is the health insurance document checklist you need to remember when buying a suitable plan:

You also need to submit certain documents at the time of claim to enjoy the benefits of your health insurance. However, the documents required for a health insurance policy during the claim may be different. It also depends on the terms and conditions of your plan.

For instance, if you are going for cashless treatment, you may not need to submit various documents required for health insurance. The insurer and the network hospital may settle the medical bills directly.

Here’s a list of health insurance claim documents for your reference (documents required might differ from one insurer to another):

• Duly filled and signed claim form of the insurance company
• Discharge summary or card of the patient
• A written consultation from the doctor with receipts
• Hospital bills, which have to be stamped and signed by the hospital authorities
• Any test results such as blood test, urine test, X-ray films, and others
• Prescription bills from pharmacies/hospitals
• In case of an accidental injury, FIR or Medico Legal Certificate (MLC)
• Any other relevant documents relating to the cause of treatment

Also, remember to keep a copy of the documents required for health insurance while submitting them.

A health insurance plan is responsible for taking care of your future medical bills. On average, up to 10% of annual household consumption is utilized for health care needs. As the healthcare costs are surging every day, it is best to invest in a suitable plan for you and your family.

You can also secure your family’s health insurance, investment and life insurance needs through a single solution. This is the Max Life SEWA Plan or Max Life Secure Earnings & Wellness Advantage (SEWA) Plan .

Checking the documents required for health insurance comes after you have selected the right policy. You should consider a few key things to choose a policy with the best benefits. Let’s take a closer look at them.

The claim settlement process can be confusing for many policyholders. Mainly, there are some documents required for health insurance claim to go smoothly. Follow these steps to go through the health insurance documents checklist quickly: